Loan Amortization Scheduler
Calculate your loan payments and understand how much goes to principal vs interest. Generate complete amortization schedules and save multiple loan profiles for comparison.
Calculate Your Loan
Enter your loan details to generate a complete payment schedule
How to Use the Loan Calculator
Input Your Loan Details
- • Enter the total loan amount you need
- • Input the annual interest rate (APR)
- • Select your loan term in years or months
- • Give your calculation a name for saving
View Your Results
- • See your monthly payment amount
- • View total interest paid over the loan term
- • Explore the complete amortization table
- • Save schedules to compare different scenarios
Tips to Reduce Your Interest Payments
Make Extra Payments
Adding even small amounts to your monthly payment can significantly reduce total interest.
Bi-Weekly Payments
Making 26 bi-weekly payments instead of 12 monthly payments adds an extra payment per year.
Refinancing
If interest rates drop, refinancing might lower your rate and reduce total interest paid.